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Video:What Is Medicare?

with Robert Longley

Medicare is an important health insurance program established by the U.S. government. Here is more information on Medicare, including who qualifies for it.See Transcript

Transcript:What Is Medicare?

Medicare is a health insurance program for people 65 years of age or older, some disabled people under 65 years, and people with end-stage renal disease like permanent kidney failure treated with dialysis or a transplant.

Eligibility Criteria for Medicare

Medicare coverage is comprised of two parts: Hospital Insurance (Part A) and Medical Insurance (Part B). Eligibility criteria for this is that you must be 65 years of age or older and a citizen or permanent resident of the United States.

You might also qualify for coverage if you are a younger person with a disability or with end-stage renal disease like permanent kidney failure requiring dialysis or transplant or Lou Gehrig's disease.

Hospital Insurance Coverage Under Medicare

Hospital Insurance (Part A): You can get Part A at age 65 without having to pay premiums if you are already receiving retirement benefits from Social Security or the Railroad Retirement Board: You are eligible to receive Social Security or railroad benefits but have not yet filed for them, or you or your spouse had Medicare-covered government employment.

Medical Insurance Coverage Under Medicare

Medical Insurance (Part B): If you are under 65, you can get Part B without having to pay premiums if you have received Social Security or Railroad Retirement Board disability benefit for 24 months or you are a kidney dialysis or kidney transplant patient.

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