Video:What Is Medicare?with Robert Longley
Medicare is an important health insurance program established by the U.S. government. Here is more information on Medicare, including who qualifies for it.See Transcript
Transcript:What Is Medicare?Medicare is a health insurance program for people 65 years of age or older, some disabled people under 65 years, and people with end-stage renal disease like permanent kidney failure treated with dialysis or a transplant.
Eligibility Criteria for MedicareMedicare coverage is comprised of two parts: Hospital Insurance (Part A) and Medical Insurance (Part B). Eligibility criteria for this is that you must be 65 years of age or older and a citizen or permanent resident of the United States.
You might also qualify for coverage if you are a younger person with a disability or with end-stage renal disease like permanent kidney failure requiring dialysis or transplant or Lou Gehrig's disease.
Hospital Insurance Coverage Under MedicareHospital Insurance (Part A): You can get Part A at age 65 without having to pay premiums if you are already receiving retirement benefits from Social Security or the Railroad Retirement Board: You are eligible to receive Social Security or railroad benefits but have not yet filed for them, or you or your spouse had Medicare-covered government employment.
Medical Insurance Coverage Under MedicareMedical Insurance (Part B): If you are under 65, you can get Part B without having to pay premiums if you have received Social Security or Railroad Retirement Board disability benefit for 24 months or you are a kidney dialysis or kidney transplant patient.
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