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Video:What Is an Unemployment Extension?

with George Wentworth

Unemployment extensions grant continued benefits after those out of work no longer receive state funded unemployment. Watch this About.com video to learn more about these unemployment extension opportunities to see if you qualify.See Transcript

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Transcript:What Is an Unemployment Extension?

Hi I'm George Wentworth from the National Employment Law Project today for About.com I'm going to talk about unemployment insurance benefits.

Unemployment Rates and Extensions

Unemployment insurance is intended to replace about half of your wages and most state unemployment insurance programs provide a maximum of 26 weeks of benefits. During periods of high unemployment congress usually acts to provide additional federal benefits for the long term unemployed based on the theory that it takes longer to find a job when unemployment is high.

Emergency Unemployment Compensation

There has been a federal unemployment insurance program in place in the United States since June of 2008. That program is known as the Emergency Unemployment Compensation program or EUC. Emergency Unemployment Compensation is a fully federally funded program that continues your unemployment insurance at the same amount of benefits that you were receiving from the state program.

Like state unemployment insurance in order to receive Emergency Unemployment Compensation you must be able to work available for work and actively seeking work under the laws of your state. Today workers who have exhausted their state unemployment benefits may be entitled to receive 20 - 53 weeks of EUC benefits based on their states unemployment rate.

Beginning in September that range will drop to 14 and 47 weeks. You should check with your state work force agency to determine exactly what your EUC entitlement would be. In December the EUC program is scheduled to expire. What that means is that unless congress acts to reauthorize the Emergency Unemployment Compensation program no EUC benefits will be payable to any worker effective January 1, 2013.

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